Fintech software & AI delivery

Ship compliant, resilient fintech products faster

  • Modernise legacy payments, lending, and trading platforms without disrupting revenue
  • Embed AI for risk, fraud, and personalisation with clear governance and controls
  • Scale delivery with high-calibre engineering and data talent, on demand

When our fintech expertise is a strong fit

We’re most effective when there is strategic intent, real constraints, and a need to move faster without increasing risk.

You’re scaling a regulated fintech product

You operate under banking, payments, lending, or investment regulation and need to scale features and markets without breaking controls.

You need to industrialise successful PoCs

You have working prototypes in risk, fraud, or analytics that now need production-grade engineering, monitoring, and governance.

Your core systems limit product velocity

Legacy cores or fragmented services are slowing delivery, and you need pragmatic integration or modernisation rather than a risky big-bang rewrite.

You’re building AI capabilities into the roadmap

You want AI embedded in underwriting, pricing, or customer experience, with clear explainability and guardrails for risk and compliance teams.

You need elastic delivery capacity

Your roadmap outstrips internal bandwidth, and you want senior engineers, data specialists, and product talent who can integrate with your teams.

You must prove ROI on technology spend

You’re under pressure to show measurable impact from platforms and AI investments, and need delivery that ties directly to revenue or risk outcomes.

Example use cases

Where we typically help fintech teams

Lending & BNPL

AI-driven credit decisioning for digital lending

Design and implement explainable ML models for credit scoring and limit management, integrated into existing decision engines with full auditability.

Payments

Real-time fraud detection for payments

Build streaming data pipelines and ML services to flag anomalous transactions in real time, reducing chargebacks while minimising false positives.

Neobanking

Customer onboarding and KYC automation

Automate identity verification, document processing, and sanctions screening with AI and workflow orchestration to cut onboarding time and drop-off.

Wealth & Trading

Portfolio analytics and personalised insights

Deliver real-time performance dashboards and tailored investment insights across web and mobile, powered by clean data models and scalable APIs.

Multi-segment fintech

Legacy core integration and platform modernisation

Expose legacy cores via secure APIs, refactor critical services, and migrate workloads to cloud-native architectures without service interruptions.

How we work with fintech teams

From regulatory constraints to production-grade fintech systems

We blend product, engineering, data, and compliance expertise to ship secure, auditable systems that regulators, risk teams, and customers can trust.

01

Discover constraints, risks, and opportunities

Align on commercial goals, regulatory obligations, and technical realities across product, risk, and engineering to define a clear delivery scope.

02

Design architecture, controls, and operating model

Shape target architectures, data flows, and control frameworks, including model governance, observability, and SLAs that fit your risk appetite.

03

Build, integrate, and harden

Deliver services, data pipelines, and front-ends using modern engineering practices, with security, testing, and performance baked in from day one.

04

Pilot, certify, and roll out

Run controlled pilots, support security and compliance reviews, tune models and systems, and plan phased rollouts across regions and customer segments.

05

Enable teams and optimise

Transfer knowledge, refine runbooks and monitoring, and embed continuous improvement so your teams can safely evolve the platform after go-live.

Business Outcomes

  • Reduced time-to-market for new regulated products and features.
  • Lower operational and fraud losses through better data and AI.
  • Stronger engineering and data foundations for future growth.
  • Clear governance and audit trails that satisfy regulators and partners.
  • Flexible access to specialist talent without long hiring cycles.
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Fabrice Campoy
Fabrice Campoy
Vice President, Schneider Electric

“Autolayer helped us unify our partner reporting across Africa. Their team is relentless about solving the tough problems.”

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